Planning for a wedding during the global economic crisis can be frustrating with disposable cash so scarce. However, there are some financial benefits to getting married – including cheaper carinsurance.
According to research from a comparison website, couples thinking of getting wed following a Valentine’s Day proposal could slash as much as 16 per cent off their carinsurance premiums just by declaring they are married.
Why? Well, carinsurance providers base their premiums on risks and as a general rule, married drivers are seen as less of a risk because their increased responsibilities makes them less likely to go crazy behind the wheel. The careless behaviour of being single is replaced with a careful approach to motoring.
Indeed the average saving by getting married among the top ten carinsurance providers in the comparison website’s research was £34. For example, as 35-year-old administrator driving a Vauxhall Astra would pay £269.78 a year through provider Hastings Essential. However, the same driver could reduce this premium by £24 without even switching providers – the same scenario for the same driver after getting married reports a quote of £247.05.
Whether you’re married or not however, the message is still to shop around for carinsurance as the gulf between the cheapest and most expensive premiums can be substantial. If you’re close to the end of your existing contract around the time you are getting married its well worth gathering quotes in anticipation of the big day so you can switch as soon as the event is complete.
Clearly if you’re single you shouldn’t pop the question just to make carinsurance savings! Instead you should look at other ways to save, such as by increasing the security of your vehicle, parking in a garage overnight, increasing your voluntary excess or paying your premiums annually instead of monthly.
The answer to this question really depends on you – a young male driver. As they say as far as the eyes can see, this purely is as far as you can look around and do your homework. Luckily enough, the answer is not completely negative so thats an encouraging start.
Why is that young male drivers are treated so differently in this game? Or why are young male drivers subject to such high insurance rates, in some cases nearly 60% of the cost of the car? Definitely these rates are not fixed by the government, but by the behavior pattern displayed by this age.
People believe and research shows that this group of drivers is highly involved in accidents and violation of rules compared to other experienced drivers or even a female driver. Majority of people killed or injured on our roads are young male drivers and so an exorbitant insurance premium. While it clearly shows that you should not drive without insurance for your own security, this infact can also be worked to earn you some discounts on your rates.
Be a smart one, shop around, get as many quotes as possible. Even better if you can do this before you choose your car as rates for a regular sedan is usually less than a sports car. Getting online and receiving your quotes will take minutes, costs nothing and you end up saving.
You can cut the cost on your premiums if you drive sensibly free of any parking tickets. Drive carefully and you earn a No-claims discount on your premium. Remember just an accident can double or triple your premium, its in your hands. You steer the car and control your rates.
Well there is always on option to just add on to your parents insurance. Its the make and model of the car that decides the premium, not the color. So you can still enjoy your early driving years. But by just following road rules, you can save heaps. It does pay to be good!
Shop around, get plenty of quotes, compare the quotes, drive carefully and save money. Its not a long road before you turn 25 and the rates will surely drop then.
We Like Older Models Too. the Collector Car Insurance Leader. Hagerty Hagerty Insurance provides low premiums, agreed value coverage, deductible options, and a one time liability fee for classic cars or trucks.
Australian Documentary series produced in 1999, Melbourne, Victoria, Australia. Episode 4 – Til Death Do Us Part (3 Parts) Examines driver behaviour and driver education for young drivers. Also follows the experiences and rehabilitation of young drivers who have been involved in serious car crashes. Episode 1 – Affairs of the Heart (3 Parts) Examines our love affair with the car and the emotions of buying and selling a car. Notable appearances include a very original 1975 Monaro GTS (watch in horror as Dennis sells it for only $9500 – don’t do it Dennis … Nooooo!), a HQ Premier and LOTS of bogans! Episode 2 – A little Inconvenience (3 Parts) When it all goes wrong – being involved in a car accident. Looks at the problems arising from a car accident from the point of view of drivers, tow truck drivers, insurance companies, crash repairers and finally, the wreckers. Episode 3 – Roads & Road Planning (3 Parts) The people who work on the roads and the process of road planning. From the workers and traffic controllers who keep the freeways clear and the traffic moving to the city council and Vic roads officials who preside over new road projects and urban transport planning.
“Sonny and the Lifeguard” again, with additional instrumentation. Liking the bassline I wrote for it.” This version will be close to the one on my upcoming album. The lifeguard unlocks the door, whistlin through his keys Sunlight hits the town Rec Center, peekin through the trees Its time to start them big pool pumps, lots of kids comin out today And Sonnys walkin back from his mornin chocolate milk, ready to play The lifeguard got an office job, he starts September 6th Till then, he swings his whistle around and he tosses out diving sticks Sonny gets faster and faster bringin those things back up Cause runnin him around is the only way The lifeguard can get young Sonny to shut up Cause hell talk all day bout video games And schoolyard fights between unknown names His mamas glad hes found a buddy She also finds it a little funny That the lifeguard is the only one But they still have fun Now the lifeguard works for GuardLife, Ltd, typing out a letter to say Were sorry, but we have to deny your insurance claim He didnt recognie the address, it was that of Sonnys mom And Sonny too, and when she read it she knew She would have to sell the car and sell the farm They packed everything in a little U-Haul And took it to the city, let some bitter nights fall He usually plays with more high-tech stuff But any shiny object is oddly enough To keep young Sonny on the run, and he still has fun His favorite game was to jump real high Off the c ouch and crush the head of the bad guy He …
THE METAL MAN OVERLOOKING TRAMORE BAY WATERFORD IRELAND… IT WAS SO WINDY UP THERE I ALMOST GOT BLOWN OVER THE CLIFF!!! homepage.eircom.net As you drive out towards Newtown in Tramore, you can not help noticing the three high concrete pillars standing in a field. Standing on the centre one of them there is a figure known as the “Metal Man”.These were erected as a warning to boats and ships coming into Tramore’s shallow waters, warning them to keep out from the dangerous rocks. The rhyme that is known to come from the man who stands on one of the pillars goes as follows- “Keep out, keep out, good ships from me, for I am the rock of misery.” He is said to chant this on stormy nights. But of course, this is but a legend. “The Metal Man” was built in 1823 and is still standing strong today. The first owners were “Lloyds of London” an insurance company, who held it for over a hundred years and then when the wars raged in Europe, the Irish Lights in Dublin took over ownership. The “Metal Man” was erected after the dreadful tragedy of the Seahorse which with over 360 people on board went down in Tramore Bay. This tragedy happened in 1816. On the opposite side of the bay, two pillars were erected on the headland called “Brownstown Head”. The Metal Man is said to be fourteen feet high but some say is between eight and nine feet high. He is thought to be the work of Thomas Kirk who is also believed to have carved the statue of Lord Nelson, which used to stand in O’Connell Street …
Check out the comments by “jpbalkenende” and you be the judge. The number of well-publicized public shootings during the past few years, especially the tragedy at Columbine High School, has re-energized the gun control movement. As a show of strength, a coalition of gun control groups has organized a “Million Mom March” to be held in Washington, DC on Mother’s Day, an event designed to stir up emotions rather than promote rational thought. And when one looks at the facts about gun control, it’s easy to see why the anti-gun lobby relies on emotion rather than logic to make its case. Think you know the facts about gun control? If your only source of information is the mainstream media, what you think you know may not be correct. Take the quiz below and test your knowledge. David Lampo is the publications director at the Cato Institute. 1. Thousands of children die annually in gun accidents. False. Gun accidents involving children are actually at record lows, although you wouldn’t know it from listening to the mainstream media. In 1997, the last year for which data are available, only 142 children under 15 years of age died in gun accidents, and the total number of gun-related deaths for this age group was 642. More children die each year in accidents involving bikes, space heaters or drownings. The often repeated claim that 12 children per day die from gun violence includes “children” up to 20 years of age, the great majority of whom are young adult males who die in gang …
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